Fido Money Lending

Fido loan is fast, easy and convenient.

Licensed by the Bank of Ghana and trusted by thousands of satisfied customers

Only available in Ghana

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Why get a loan through Fido?

👍 Apply in the comfort of your home, anytime;

👍 Receive a loan request decision within minutes;

👍 No hidden fees, all costs are displayed in the app;

👍 No waiting in bank queues & No paperwork required;

👍 No collateral & No guarantor;

👍 Money is disbursed instantly.

What do you get with Fido?

✓ Receive up to GHS 200 for your first loan and repay between 10 and 33 days;

✓ We increase your loan amount  every time you repay on time, up to a maximum of GHS 600;

✓ As the loan limit increases, we decrease the interest rate and offer more flexible installment options;

✓ Interest rate and total amount to repay are displayed in the app.

What do you need to apply?

✓ A valid ID (voter’s ID, biometric passport, NHIA);

✓ A mobile money account that is at least 2 months old;

✓ Be a resident of Ghana, over 18 years of age.

How to Apply?

✓ Download the app and fill in your details only once. For subsequent applications confirm your details only.

✓ Receive an immediate loan decision;

✓ If you are approved, you will receive the money instantly into your mobile money account;

NB: Some customers might be asked to visit the branch if we cannot verify their

identity online.

How to repay?

✓ Repay using your mobile money;

✓ You can find the process on how to repay in the mobile app help section;

✓ Repay on time and you are eligible to take another loan.

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Fido Money Lending (Fido) is a licensed financial institution by the Bank of Ghana, providing responsible credit to eligible borrowers in Ghana.

Flexible repayment terms are chosen by the applicant. The terms vary between 10 and 90 days, payable in one or multiple installments, depending on eligibility. The loans are intended to assist with urgent cash needs, and not to service long-term debt obligations.

The rate varies depending on the amount and term chosen by the borrower. Interest is set to a maximum of 0.466% per day and decreases with good repayment behavior. The maximum fee per loan is 12 GHS. Loans are provided for a short duration, to limit the overall cost of credit to the borrower.

Representative Example:

A borrower may take a loan up to 600 GHS for 30 days, at a rate of 0.266% interest per day.

The representative Annual Percentage Rate (APR) for such loan, including all interest and fee costs, is 123%, however this rate is for reference purposes only. Fido loans do not compound interest, nor are not eligible for extension or refinancing beyond the stated term.

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You can contact us on 0307082134 for further information

You can be assured of your privacy, your data is secure with Fido

www.fidocredit.com

Fido empréstimo é rápido, fácil e conveniente.

Licenciado pelo Bank of Ghana e confiável por milhares de clientes satisfeitos

Apenas disponível em Gana

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Por que obter um empréstimo através do Fido?

👍 Aplicar no conforto da sua casa, a qualquer hora;

👍 Receber uma decisão de pedido de empréstimo em minutos;

👍 Sem taxas escondidas, todos os custos são exibidos no aplicativo;

👍 Não espera em filas de banco e sem burocracia necessária;

👍 Nenhuma garantia e nenhum fiador;

👍 O dinheiro é desembolsado instantaneamente.

O que você ganha com o Fido?

✓ Receber até GHS 200 para o seu primeiro empréstimo e pagar entre 10 e 33 dias;

✓ Aumentamos seu valor de empréstimo toda vez que você paga a tempo, até um máximo de GHS 600;

✓ À medida que o limite de empréstimo aumenta, diminuímos a taxa de juros e oferecemos opções de parcelamento mais flexíveis;

✓ Taxa de juros e montante total a reembolsar são exibidos no aplicativo.

O que você precisa aplicar?

✓ um ID válido (ID do eleitor, passaporte biométrico, NHIA);

✓ Uma conta de dinheiro móvel com pelo menos dois meses de idade;

✓ Ser residente de Gana, com mais de 18 anos de idade.

Como se inscrever?

✓ Baixe o aplicativo e preencha seus dados apenas uma vez. Para aplicações subsequentes, confirme apenas os seus detalhes.

✓ Receber uma decisão imediata de empréstimo;

✓ Se você for aprovado, receberá o dinheiro instantaneamente em sua conta de dinheiro móvel;

     NB: Alguns clientes podem ser solicitados a visitar a agência se não pudermos confirmar

             identidade online.

Como pagar?

✓ Reembolsar usando seu dinheiro móvel;

✓ Você pode encontrar o processo sobre como pagar na seção de ajuda do aplicativo móvel;

✓ Reembolsar a tempo e você é elegível para tomar outro empréstimo.

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Fido Money Lending (Fido) é uma instituição financeira licenciada pelo Banco do Gana, fornecendo crédito responsável a mutuários elegíveis em Gana.

Termos de reembolso flexíveis são escolhidos pelo candidato. Os prazos variam entre 10 e 90 dias, pagáveis ​​em uma ou várias parcelas, dependendo da elegibilidade. Os empréstimos destinam-se a ajudar nas necessidades urgentes de caixa e a não cumprir obrigações de dívida de longo prazo.

A taxa varia de acordo com o montante e o prazo escolhido pelo mutuário. O juro é definido para um máximo de 0,466% por dia e diminui com um bom comportamento de reembolso. A taxa máxima por empréstimo é de 12 GHS. Empréstimos são fornecidos por um curto período de tempo, para limitar o custo total do crédito para o mutuário.

Exemplo representativo:

Um mutuário pode tomar um empréstimo até 600 GHS por 30 dias, a uma taxa de 0,266% de juros por dia.

A Taxa Percentual Anual representativa (APR) para tal empréstimo, incluindo todos os custos de juros e taxas, é de 123%, no entanto, esta taxa é apenas para fins de referência. Os empréstimos da Fido não compõem juros, nem são elegíveis para extensão ou refinanciamento além do prazo estipulado.

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Você pode nos contatar no 0307082134 para maiores informações

Você pode ter certeza da sua privacidade, seus dados estão seguros com o Fido

www.fidocredit.com

Fido loan is fast, easy and convenient.

Licensed by the Bank of Ghana and trusted by thousands of satisfied customers

Only available in Ghana

------------------------------------------------------------------------------------

Why get a loan through Fido?

👍 Apply in the comfort of your home, anytime;

👍 Receive a loan request decision within minutes;

👍 No hidden fees, all costs are displayed in the app;

👍 No waiting in bank queues & No paperwork required;

👍 No collateral & No guarantor;

👍 Money is disbursed instantly.

What do you get with Fido?

✓ Receive up to GHS 200 for your first loan and repay between 10 and 33 days;

✓ We increase your loan amount  every time you repay on time, up to a maximum of GHS 600;

✓ As the loan limit increases, we decrease the interest rate and offer more flexible installment options;

✓ Interest rate and total amount to repay are displayed in the app.

What do you need to apply?

✓ A valid ID (voter’s ID, biometric passport, NHIA);

✓ A mobile money account that is at least 2 months old;

✓ Be a resident of Ghana, over 18 years of age.

How to Apply?

✓ Download the app and fill in your details only once. For subsequent applications confirm your details only.

✓ Receive an immediate loan decision;

✓ If you are approved, you will receive the money instantly into your mobile money account;

NB: Some customers might be asked to visit the branch if we cannot verify their

identity online.

How to repay?

✓ Repay using your mobile money;

✓ You can find the process on how to repay in the mobile app help section;

✓ Repay on time and you are eligible to take another loan.

------------------------------------------------------------------------------------

Fido Money Lending (Fido) is a licensed financial institution by the Bank of Ghana, providing responsible credit to eligible borrowers in Ghana.

Flexible repayment terms are chosen by the applicant. The terms vary between 10 and 90 days, payable in one or multiple installments, depending on eligibility. The loans are intended to assist with urgent cash needs, and not to service long-term debt obligations.

The rate varies depending on the amount and term chosen by the borrower. Interest is set to a maximum of 0.466% per day and decreases with good repayment behavior. The maximum fee per loan is 12 GHS. Loans are provided for a short duration, to limit the overall cost of credit to the borrower.

Representative Example:

A borrower may take a loan up to 600 GHS for 30 days, at a rate of 0.266% interest per day.

The representative Annual Percentage Rate (APR) for such loan, including all interest and fee costs, is 123%, however this rate is for reference purposes only. Fido loans do not compound interest, nor are not eligible for extension or refinancing beyond the stated term.

------------------------------------------------------------------------------------

You can contact us on 0307082134 for further information

You can be assured of your privacy, your data is secure with Fido

www.fidocredit.com